"01"
Pago en ventanilla de caja (Direct Payment)
“07”
Transferencia Bancaria (Bank book transfer (debit))
“03” Domiciliación Bancaria (Open account for
payment)
"36"
Cargo en cuenta (Charging to account)
“30”
Cheque
“35”
Confirming
“15”
Letra
“16”
Pagaré
============================
1 Instrument not defined
Self explanatory.
2 Automated clearing house credit
A credit transaction made through the automated clearing
house system.
3 Automated clearing house debit
A debit transaction made through the automated clearing
house system.
4 ACH demand debit reversal
A request to reverse an ACH debit transaction to a
demand deposit account.
5 ACH demand credit reversal
A request to reverse a credit transaction to a demand
deposit account.
6 ACH demand credit
A credit transaction made through the ACH system to a
demand deposit account.
7 ACH demand debit
A debit transaction made through the ACH system to a
demand deposit account.
8 Hold
Indicates that the bank should hold the payment for
collection by the beneficiary or other instructions.
9 National or regional clearing
Indicates that the payment should be made using the
national or regional clearing.
10 In cash
Self explanatory.
11 ACH savings credit reversal
A request to reverse an ACH credit transaction to a
savings account.
12 ACH savings debit reversal
A request to reverse an ACH debit transaction to a
savings account.
13 ACH savings credit
A credit transaction made through the ACH system to a
savings account.
14 ACH savings debit
A debit transaction made through the ACH system to a
savings account.
15 Bookentry credit
A credit transaction, initiated from the buyer's account
to the seller's account at the save financial
institution.
16 Bookentry debit
A debit transaction initiated from the seller's account
to the seller's account at the same financial
institution.
17 ACH demand cash concentration/disbursement (CCD) credit
A credit transaction made through the ACH system to a
demand deposit account using the CCD payment format.
18 ACH demand cash concentration/disbursement (CCD) debit
A debit transaction made through the ACH system to a
demand deposit account using the CCD payment format.
19 ACH demand corporate trade payment (CTP) credit
A credit transaction made through the ACH system to a
demand deposit account using the CTP payment format.
20 Cheque
Self explanatory.
21 Banker's draft
Issue of a banker's draft in payment of the funds.
22 Certified banker's draft
Self explanatory.
23 Bank cheque (issued by a banking or similar establishment)
Self explanatory.
25 Certified cheque
Self explanatory.
26 Local cheque
Indicates that the cheque is given local to the
recipient.
27 ACH demand corporate trade payment (CTP) debit
A debit transaction made through the ACH system to a
demand deposit account using the CTP payment format.
28 ACH demand corporate trade exchange (CTX) credit
A credit transaction made through the ACH system to a
demand deposit account using the CTX payment format.
29 ACH demand corporate trade exchange (CTX) debit
A debit transaction made through the ACH system to a
demand account using the CTX payment format.
30 Credit transfer
Self explanatory.
31 Debit transfer
Self explanatory.
32 ACH demand cash concentration/disbursement plus (CCD+)
credit
A credit transaction made through the ACH system to a
demand deposit account using the CCD+ payment format.
33 ACH demand cash concentration/disbursement plus (CCD+)
debit
A debit transaction made through the ACH system to a
demand deposit account using the CCD+ payment format.
34 ACH prearranged payment and deposit (PPD)
A consumer credit transaction made through the ACH
system to a demand deposit or savings account.
35 ACH savings cash concentration/disbursement (CCD) credit
A credit transaction made through the ACH system to a
demand deposit or savings account.
36 ACH savings cash concentration/disbursement (CCD) debit
A debit transaction made through the ACH system to a
savings account using the CCD payment format.
37 ACH savings corporate trade payment (CTP) credit
A credit transaction made through the ACH system to a
savings account using the CTP payment format.
38 ACH savings corporate trade payment (CTP) debit
A debit transaction made through the ACH system to a
savings account using the CTP payment format.
39 ACH savings corporate trade exchange (CTX) credit
A credit transaction made through the ACH system to a
savings account using the CTX payment format.
40 ACH savings corporate trade exchange (CTX) debit
A debit transaction made through the ACH system to a
savings account using the CTX payment format.
41 ACH savings cash concentration/disbursement plus (CCD+)
credit
A credit transaction made through the ACH system to a
savings account using the CCD+ payment format.
42 Payment to bank account
Self explanatory.
43 ACH savings cash concentration/disbursement plus (CCD+)
debit
A debit transaction made through the ACH system to a
savings account using the CCD+ payment format.
44 Accepted bill of exchange
Bill drawn by the creditor on the debtor and accepted by
the debtor.
45 Referenced home-banking credit transfer
A referenced credit transfer initiated through home-
banking.
46 Interbank debit transfer
A debit transfer via interbank means.
47 Home-banking debit transfer
A debit transfer initiated through home-banking.
48 Bank card
Payment by means of a card issued by a bank or other
financial institution.
+ 49 Direct debit
The amount is to be, or has been, directly debited to
the customer's bank account.
50 Payment by postgiro
Self explanatory.
60 Promissory note
Self explanatory.
61 Promissory note signed by the debtor
Self explanatory.
62 Promissory note signed by the debtor and endorsed by a bank
Self explanatory.
63 Promissory note signed by the debtor and endorsed by a
third party
Self explanatory.
64 Promissory note signed by a bank
Self explanatory.
65 Promissory note signed by a bank and endorsed by another
bank
Self explanatory.
66 Promissory note signed by a third party
Self explanatory.
67 Promissory note signed by a third party and endorsed by a
bank
Self explanatory.
70 Bill drawn by the creditor on the debtor
Self explanatory.
74 Bill drawn by the creditor on a bank
Description to be provided.
75 Bill drawn by the creditor, endorsed by another bank
Description to be provided.
76 Bill drawn by the creditor on a bank and endorsed by a
third party
Description to be provided.
77 Bill drawn by the creditor on a third party
Description to be provided.
78 Bill drawn by creditor on third party, accepted and
endorsed by bank
Description to be provided.
91 Not transferable banker's draft
Issue a bankers draft not endorsable.
92 Not transferable local cheque
Issue a cheque not endorsable in payment of the funds.
93 Reference giro
Ordering customer tells the bank to use the payment
system 'Reference giro'. Used in the Finnish national
banking system.
94 Urgent giro
Ordering customer tells the bank to use the bank service
'Urgent Giro' when transferring the payment. Used in
Finnish national banking system.
95 Free format giro
Ordering customer tells the ordering bank to use the
bank service 'Free Format Giro' when transferring the
payment. Used in Finnish national banking system.
96 Requested method for payment was not used
If the requested method for payment was or could not be
used, this code indicates that.
97 Clearing between partners
Amounts which two partners owe to each other to be
compensated in order to avoid useless payments.
